JetBlue's current card lineup and who each one suits
JetBlue offers three co-branded credit cards through Barclays: the JetBlue Card, the JetBlue Plus Card, and the JetBlue Business Card. The first two are for personal use; the business version is for sole proprietors and small business owners. All three earn points on purchases, but the Plus and Business cards charge annual fees in exchange for higher sign-up bonuses and better earning rates on JetBlue purchases.
The choice between them depends on how often you fly JetBlue, how much you spend on the card, and whether the annual fee pays for itself through the card's benefits. A casual flyer who books one or two trips a year may find the no-annual-fee JetBlue Card sufficient. Someone who flies JetBlue monthly or uses the card for everyday spending will likely recoup the Plus Card's annual fee through bonus points and higher rewards.
Key Takeaways
- The JetBlue Card has no annual fee and earns 1 point per dollar on all purchases, plus a sign-up bonus after you meet a spending threshold.
- The JetBlue Plus Card charges an annual fee but offers a higher sign-up bonus, 2 points per dollar on JetBlue purchases, and an annual points boost.
- The JetBlue Business Card is designed for business owners and offers similar benefits to the Plus Card but with business-specific earning categories.
- All three cards earn points redeemable for JetBlue flights, seat upgrades, and other travel purchases through the TrueBlue loyalty program.
- Sign-up bonuses vary and are subject to change; current offers should be checked directly with Barclays or JetBlue before you open an account.
The JetBlue Card: no annual fee, basic rewards
The JetBlue Card is the entry point for JetBlue credit card holders. It carries no annual fee and earns 1 point per dollar spent on all purchases. You also receive a sign-up bonus after spending a set amount within the first few months of opening the account. The bonus amount changes periodically, so the current offer should be verified at the time you explore.
This card makes sense if you fly JetBlue occasionally but do not want to commit to an annual fee. The 1 point per dollar rate is modest compared to premium travel cards, but there is no cost to carry the card if you are not using it. You can also redeem points for JetBlue flights, seat upgrades, and partner travel purchases through the TrueBlue program.
The JetBlue Plus Card: higher rewards and annual perks
The JetBlue Plus Card charges an annual fee and offers a higher sign-up bonus than the standard card. In exchange, you earn 2 points per dollar on JetBlue purchases (flights, seat upgrades, and JetBlue Vacations bookings) and 1 point per dollar on all other purchases. You also receive an annual points boost — a one-time bonus of points deposited into your account each year on your card anniversary.
The annual fee is worth the cost if you spend enough on JetBlue flights or use the card for everyday purchases that add up. For example, if you book two or three JetBlue flights per year and use the card for regular spending, the combination of the higher sign-up bonus, the 2x earning on flights, and the annual anniversary bonus often exceeds the cost of the fee. The card also typically includes benefits like priority boarding, a checked bag waiver, and other perks tied to JetBlue's loyalty program.
The JetBlue Business Card: for self-employed and small business owners
The JetBlue Business Card is structured similarly to the Plus Card but is issued to business owners rather than consumers. It charges an annual fee and offers a sign-up bonus, 2 points per dollar on JetBlue purchases, and 1 point per dollar on all other purchases. The card also includes an annual points boost and business-specific benefits.
This card is designed for sole proprietors and small business owners who use JetBlue for business travel. The points can be redeemed for flights, upgrades, and other travel expenses, making it useful for reducing business travel costs. Business owners should verify that the card's benefits align with their travel patterns and spending before opening an account, just as they would with a personal card.
How JetBlue points work and what they are worth
All three JetBlue cards earn points through the TrueBlue loyalty program. Points are redeemable for JetBlue flights, seat upgrades, and partner travel purchases. The value of a point varies depending on what you redeem it for — a point used for a flight on a busy route may be worth less than a point used for an upgrade or a flight on a less popular route.
JetBlue does not publish a fixed redemption rate, so the value of your points depends on availability and demand. Generally, points are most valuable when redeemed for flights rather than other rewards. You can check the point cost of a specific flight before you book, which allows you to decide whether the redemption is worth the points you have accumulated.
Points do not expire as long as your account remains active and you have activity in your TrueBlue account at least once every 12 months. Activity includes earning or redeeming points, so regular use of the card or the loyalty program keeps your points alive indefinitely.
Sign-up bonuses and how to maximize them
Each JetBlue card offers a sign-up bonus after you meet a minimum spending requirement within a set timeframe — typically three months. The bonus amount varies by card and changes periodically. The JetBlue Card offers a smaller bonus than the Plus or Business cards, reflecting the difference in annual fees and ongoing benefits.
To maximize the sign-up bonus, plan your spending before you open the account. If you have large purchases coming up — travel, home improvement, or business expenses — timing the card opening to coincide with that spending can help you reach the threshold without changing your normal spending patterns. Avoid spending more than you normally would just to reach the bonus, as the extra interest or fees could outweigh the value of the bonus points.
Comparing the three cards side by side
The standard JetBlue Card is best for occasional flyers or those who want to earn points without paying an annual fee. The Plus Card is worth the annual fee if you fly JetBlue at least twice a year or use the card for significant everyday spending. The Business Card serves the same purpose as the Plus Card but for business owners who want to track business travel separately from personal spending.
A useful framework: calculate your annual JetBlue spending and multiply it by the difference in earning rates (2x on the Plus Card versus 1x on the standard card). If that difference exceeds the annual fee, the Plus Card pays for itself. Add the sign-up bonus and the annual anniversary bonus to get a fuller picture of the total value.
Frequently Asked Questions
Can I transfer JetBlue points to other airlines?
No. JetBlue points are only redeemable through the TrueBlue program for JetBlue flights, upgrades, and partner travel purchases. They cannot be transferred to other airline loyalty programs or converted to cash.
What happens to my points if I close the card?
Your points remain in your TrueBlue account even after you close the card. As long as you have activity in your TrueBlue account within 12 months, your points do not expire. You can continue to redeem them for flights and upgrades without holding the card.
Do I earn points on the annual fee?
No. Annual fees are not may be able to access for points earning. You earn points only on purchases you make with the card, not on fees charged by the card issuer.
Is there a difference between the Plus Card and the Business Card besides the name?
The earning rates and benefits are similar, but the Business Card is designed for business owners and may offer different protections or reporting features. The main difference is the intended use and how the card issuer reports activity to business credit bureaus rather than personal credit bureaus.
Can I hold more than one JetBlue card at the same time?
Yes, you can hold multiple JetBlue cards. Some people hold both the standard card and the Plus Card, or a personal card and the Business Card. Points earned on all cards are combined in your TrueBlue account. Check the current rules with Barclays before opening a second card, as policies can change.