Target Circle 360 is a paid membership that bundles delivery, discounts, and returns

Target Circle 360 is Target's annual membership program that costs $99 per year or $9.99 per month. It stacks on top of the free Target Circle program and adds same-day delivery options, extended return windows, and exclusive discounts on certain product categories. You do not need Circle 360 to shop at Target — the free Circle program gives you basic rewards — but 360 adds speed and convenience features that appeal to frequent shoppers.

The membership is month-to-month or annual, and you can cancel anytime. Target does not lock you into a contract. If you sign up for the annual plan and cancel within the first month, Target will refund the full amount if you have not used the delivery benefit.

Key Takeaways

  • Target Circle 360 includes same-day delivery on orders over $35, unlimited free shipping on orders over $35, and extended returns up to 120 days on most items.
  • The membership costs $99 per year or $9.99 per month and stacks on top of the free Target Circle rewards program.
  • You get 5% off most in-store and online purchases, plus exclusive Circle 360 member pricing on select categories like household essentials and beauty.
  • The membership covers one household account, but you can add up to five household members who share the same benefits.
  • Target offers a 30-day trial period, though terms vary depending on how you sign up.

Same-day delivery and free shipping thresholds

Circle 360 members get same-day delivery on orders of $35 or more through Target's app or website. Same-day delivery is available in most U.S. markets but not everywhere — you can check availability by entering your zip code at checkout. Delivery typically arrives between 8 a.m. and midnight the same day you order, though Target does not may provide a specific time window.

You also receive unlimited free standard shipping on orders over $35. Without the membership, standard shipping is free on orders over $100, or you pay a shipping fee. Circle 360 lowers that threshold to $35, which matters if you make frequent smaller orders.

Orders under $35 still incur a delivery or shipping fee, even with membership. Same-day delivery on orders under $35 costs extra, and standard shipping on orders under $35 is not free.

The 5% discount and exclusive member pricing

Circle 360 members earn 5% off most purchases made with a Target Circle card or through the Target app and website. This discount applies to groceries, clothing, household items, and most other categories. Some exclusions exist — you cannot use the 5% discount on alcohol, tobacco, Target gift cards, or items already on clearance.

Beyond the base 5% discount, Circle 360 members also see exclusive member pricing on rotating categories. These typically include household essentials, beauty and personal care, and seasonal items. Member pricing is separate from the 5% discount — you see the lower price at checkout without needing to explore a code.

The 5% discount requires you to use a Target Circle card (Target's branded credit card) or the Target app. Paying with cash or a non-Target card at checkout does not earn the discount, though you can still earn Circle rewards points.

Extended returns and household member access

Circle 360 members can return most items within 120 days of purchase, compared to the standard 90-day window for non-members. This applies to in-store and online purchases. Some items have shorter return windows — electronics, for example, have a 30-day return period regardless of membership status.

One membership covers up to five household members. Each person can use the same account to shop online and in-store, and all household members share the same benefits — the 5% discount, same-day delivery, and extended returns. You manage household members through the Target app or website under your Circle account settings.

If you live alone or only one person in your household shops at Target, you still pay the full membership fee. Target does not offer a reduced rate for single-person households.

How to sign up and what the trial period includes

You can sign up for Target Circle 360 through the Target app, Target.com, or in-store at a Target service desk. If you already have a free Target Circle account, you can upgrade to 360 directly in the app or on the website. New members sometimes see a 30-day trial offer, though this is not may provide — trial availability depends on how you sign up and your location.

During a trial period, you get full access to all Circle 360 benefits: same-day delivery, free shipping over $35, the 5% discount, and extended returns. If you cancel before the trial ends, you are not charged. If you do not cancel, Target charges you for the membership plan you selected (annual or monthly) when the trial expires.

After signup, your membership is active when ready. You do not need to wait for anything to arrive in the mail — you can use same-day delivery and the 5% discount right away through the app or website.

Comparing Circle 360 to other retail memberships

Target Circle 360 is most directly comparable to Amazon Prime, which also offers same-day and next-day delivery, free shipping, and exclusive member pricing. Amazon Prime costs $139 per year or $14.99 per month and covers a much broader range of products beyond what Target stocks. If you shop primarily at Target, Circle 360 is cheaper; if you shop across multiple retailers, Prime may offer more value.

Walmart+ is another competitor, priced at $98 per year or $12.98 per month. Walmart+ includes same-day delivery, fuel discounts, and grocery pickup, but does not offer the percentage discount on purchases that Circle 360 does. The choice between them depends on whether you shop more often at Target or Walmart and which benefits matter most to you.

If you rarely use same-day delivery and do not make frequent purchases, the free Target Circle program may be enough. You earn rewards points on every purchase without paying for a membership, though you miss out on the 5% discount and faster shipping.

Cancellation and refund policies

You can cancel Circle 360 anytime through the Target app, Target.com, or by calling Target's customer service. Cancellation takes effect when ready, and you lose access to membership benefits right away. If you cancel mid-month on a monthly plan, you are not refunded for that month.

If you purchased an annual membership and cancel within the first month without using same-day delivery, Target will refund the full $99. If you have used same-day delivery or the membership is past the first month, Target does not refund the annual fee. Monthly memberships do not have a refund window — you pay for each month as it comes.

Target does not automatically renew your membership if you cancel. Once you cancel, you revert to the free Target Circle program and lose the 5% discount and same-day delivery access.

Frequently Asked Questions

Do I need a Target credit card to use Circle 360?

You do not need a Target credit card to be a member, but you need one to earn the 5% discount. You can still use same-day delivery, free shipping, and extended returns without a credit card by paying with another method at checkout. However, you will miss the discount benefit, which is one of the main reasons to join.

Can I use Circle 360 discounts in Target stores?

Yes. The 5% discount and exclusive member pricing work both in-store and online if you use a Target Circle card or the Target app to pay. In-store, you scan your Circle barcode or use your phone to show your membership, and the discount applies automatically at checkout.

What happens to my Circle 360 membership if I move?

Your membership stays active and follows you. Same-day delivery availability may change based on your new location — some areas do not have same-day service. You can check availability by entering your new zip code at checkout. All other benefits, including the 5% discount and extended returns, work nationwide.

Can I share my Circle 360 membership with someone who does not live with me?

The membership is designed for household members only. Target defines a household as people living at the same address. If someone outside your household uses your account, you risk having the membership canceled. Each person should have their own membership if they do not live together.

Does Circle 360 cover same-day delivery on all products?

Most products are may be able to access for same-day delivery, but some are not. Alcohol, certain medications, and very large items like furniture may not be available for same-day delivery in your area. You can check whether a specific item qualifies by looking at the delivery options at checkout.