Update your card directly in the Wallet app on your iPhone or iPad
Open the Wallet app and tap the card you want to update. Tap the three dots (or the information icon) in the top right corner, then select "Card Details." From there, you can edit the cardholder name, expiration date, and security code. Tap "Done" to save your changes.
If your card number itself has changed — because your bank issued a replacement card, for example — you cannot edit the number in Wallet. You will need to remove the old card and add the new one separately. Tap the card, select the three dots, scroll down, and choose "Remove Card." Then add your new card by opening Wallet, tapping the plus icon, and following the prompts to enter the new card details.
On a Mac, open the Wallet app (or System Preferences on older versions), find your card, and click it. Click the information icon, then "Edit." Make your changes and click "Done." The same rule applies: if the card number has changed, remove the old card and add the new one instead of trying to edit the number.
Key Takeaways
- You can edit the expiration date, security code, and cardholder name directly in Wallet without removing the card.
- If your card number has changed, you must remove the old card from Wallet and add the new card as a separate entry.
- Updates made in Wallet on your iPhone sync automatically to your other Apple devices signed into the same iCloud account.
- Your bank may also update card details on your behalf if they issue a replacement card, so check your bank's app or website first.
When your bank updates the card for you automatically
Many banks push card updates directly to Apple Pay without requiring you to do anything. If your bank issued a replacement card due to fraud, expiration, or damage, check your bank's app or website first — the update may already be in Wallet.
If the update has not appeared in Wallet within a few hours, you can manually add the new card. Open Wallet, tap the plus icon, select "Credit or Debit Card," and follow the on-screen steps. You can photograph the card, type the details manually, or scan it with your camera. Your bank will verify the card information before it becomes active in Wallet.
Removing a card from Wallet entirely
To remove a card you no longer use, open Wallet, tap the card, select the three dots or information icon, scroll to the bottom, and tap "Remove Card." Confirm the removal when prompted. The card will no longer be available for payments in Apple Pay, but you can add it back later if needed.
Removing a card from Wallet does not close the account with your bank or affect your credit. It only removes the card from your Apple Pay setup on that device. If you are signed into the same iCloud account on multiple devices, removing the card from one device will remove it from all of them.
Syncing card updates across your devices
Any changes you make to a card in Wallet on your iPhone automatically sync to your iPad, Apple Watch, and Mac if they are all signed into the same iCloud account. This means you only need to update the card once, and the new information will appear everywhere.
If a card is not syncing across devices, check that you are signed into iCloud on all of them and that Wallet syncing is turned on. On iPhone, go to Settings, tap your name, select iCloud, and make sure Wallet is toggled on. On Mac, open System Preferences, click your Apple ID, select iCloud, and confirm Wallet is checked.
What happens if you do not update an expired card
If your card expires and you do not update it in Wallet, payments will fail when you try to use Apple Pay. You will see an error message at the point of sale. Your bank may send you a replacement card automatically a few weeks before expiration, and you can add that new card to Wallet right away.
If you want to keep using the same card number but just need to update the expiration date, you can edit it directly in Wallet without removing the card. Tap the card, select the information icon or three dots, update the expiration date, and save. This is faster than removing and re-adding the card.
Updating a card after a name change
If your name has changed due to marriage, legal name change, or other reasons, you can update the cardholder name in Wallet. Open the Wallet app, tap your card, select the information icon or three dots, tap "Card Details," and edit the name field. Save your changes.
Your bank may also update the name on file in their system, which can sync to Wallet automatically. Check your bank's app to see if the change has already been processed. If you update the name in Wallet but your bank's records still show the old name, some merchants may flag the mismatch during payment, so update both places to avoid issues.
Troubleshooting card update problems
If you cannot edit a card in Wallet or the changes are not saving, try closing the Wallet app completely and reopening it. On iPhone, swipe up from the bottom of the screen to close all apps, then reopen Wallet. If the problem persists, restart your device and try again.
If your bank's card details are not syncing to Wallet, remove the card and add it again. Sometimes a fresh entry resolves sync issues. Make sure your device has an internet connection and that you are signed into iCloud. If you still have trouble, contact your bank — they may need to re-issue the card or troubleshoot on their end.
Frequently Asked Questions
Can I edit the card number in Wallet, or do I have to remove and re-add it?
You cannot edit the card number directly. If your bank issued a new card with a different number, remove the old card from Wallet and add the new one. You can edit the expiration date, security code, and cardholder name without removing the card.
Will updating my card in Wallet affect my credit or my account with the bank?
No. Updating card details in Wallet is purely a cosmetic change to how the card appears in Apple Pay. It does not affect your credit, your account status, or anything at your bank. Your bank manages the account separately.
How long does it take for card updates to sync to my other devices?
Updates usually sync within a few minutes if all devices are connected to the internet and signed into the same iCloud account. If syncing takes longer than an hour, check your iCloud settings and internet connection, or restart your devices.
What if I update my card in Wallet but my bank still shows the old information?
Wallet and your bank's system are separate. Updating Wallet does not change your account at the bank. If you need to update information like your address or phone number, do that through your bank's app or website. For card details like expiration date, update both places to avoid mismatches.
Can I undo a card removal if I delete it by accident?
Yes. You can add the card back to Wallet at any time by tapping the plus icon and entering the card details again. Your bank will verify the information. Removing a card from Wallet does not close your account or affect your credit.