How to remove a credit card from Amazon
You can remove a credit card from your Amazon account in about two minutes through the website or mobile app. Go to Account & Lists, select Your Account, then Login & security. From there, choose Manage payment methods and find the card you want to remove. Click or tap the Delete button next to it, and Amazon will ask you to confirm. Once you confirm, the card is gone from your account when ready.
The card itself remains open with your bank — removing it from Amazon does not close the account or affect your credit. Amazon straightforward stops storing that card information on their servers. If you have an active subscription or a pending order charged to that card, you will need to update the payment method before you delete it, or the transaction may fail.
Key Takeaways
- You can delete a credit card through Account & Lists > Your Account > Login & security > Manage payment methods, then click Delete next to the card.
- Removing a card from Amazon does not close the card itself or affect your credit score in any way.
- If you have an active subscription or pending charge on that card, update your payment method before deleting it to avoid failed transactions.
- You must have at least one valid payment method on file to make future purchases, so add a replacement card first if you are removing your only card.
Step-by-step removal on desktop
Open Amazon.com and sign into your account. In the top right corner, hover over Account & Lists and click Your Account from the dropdown menu. On the account page, look for the section labeled Login & security and click on it. You will see several options; select Manage payment methods.
On the payment methods page, you will see all cards currently saved to your account. Find the card you want to remove and look to the right of it. Click the Delete button. Amazon will show a confirmation message asking if you are sure. Click Confirm or Yes, and the card will be removed from your account. The page will refresh and the card will no longer appear in your list.
Removing a card on the Amazon mobile app
Open the Amazon app and tap the menu icon (three horizontal lines) in the bottom right corner. Scroll down and tap Your Account. Look for Login & security and tap it. Then tap Manage payment methods.
You will see your saved cards listed on the screen. Swipe left on the card you want to delete (on iPhone) or long-press it (on Android). A delete option will appear. Tap it and confirm when Amazon asks you to verify. The card will be removed when ready.
What happens if you delete your only payment method
If you remove a card and it was the only payment method on your account, you will not be able to place new orders until you add another card. Amazon requires at least one valid payment method on file. You can add a new card through the same Manage payment methods page by clicking Add a payment method and entering the card details.
If you have a pending order charged to the card you are about to delete, that order may fail or be cancelled. Check your recent orders first. If an order is still processing, wait for it to complete before removing the card, or update the payment method to a different card on file.
Removing a card with an active subscription
If you have an active Amazon subscription — such as Prime, Kindle Unlimited, or a recurring delivery — and you delete the card that subscription is charged to, your next billing date may fail. Amazon will try to charge a backup card if you have one on file. If you do not have a backup card, the subscription will be paused or cancelled.
Before you delete a card, check which subscriptions are attached to it. Go to Your Account > Memberships and subscriptions to see what is active. If a subscription uses the card you are deleting, update that subscription to a different card first. You can do this on the same memberships page by clicking the subscription and selecting Update payment method.
Why you might want to remove a card
You might remove a card because it has expired, been compromised, or you straightforward want to stop using it. You may also delete a card if you are closing that account with your bank and switching to a new card. Removing the card from Amazon is a good security practice if the card has been lost or stolen — it prevents anyone with access to your Amazon account from using that card to make purchases.
Another reason to remove a card is to clean up your account if you have accumulated many old cards over the years. Keeping only the cards you actively use makes it easier to manage your payment methods and reduces the amount of card data Amazon stores about you.
What does not happen when you delete a card
Deleting a card from Amazon does not close the credit card account itself. The card remains open with your bank, and you can still use it anywhere else. Your credit score is not affected — removing a card from a website has no impact on your credit report or history. Amazon does not report the deletion to credit bureaus.
The deletion also does not cancel any past purchases or refunds. If you have a return or refund pending, it will still process to the original card even after you delete it from Amazon. You cannot redirect a refund to a different card through Amazon; it must go back to the card that was originally charged.
Frequently Asked Questions
Can I remove a card if I have a pending refund?
Yes, you can remove the card. Refunds process back to the original card automatically, even if you delete it from Amazon afterward. The refund will still reach your bank account; removing the card from Amazon does not stop it.
What if I forget which card I want to delete?
On the payment methods page, Amazon shows the last four digits of each card and the expiration date. This information helps you identify which card is which. If you still are not sure, do not delete anything — you can always come back later when you have confirmed which card you want to remove.
Does removing a card affect my Amazon Prime membership?
Only if Prime is charged to that specific card and you have no backup payment method. If you have another card on file, Amazon will charge that one instead. If the card you are deleting is your only payment method, update your Prime billing to a different card before you delete it.
Can I remove a card that has a disputed charge?
Yes, you can remove it from Amazon at any time. However, if you are disputing a charge with your bank, keep records of the transaction. Removing the card from Amazon does not affect the dispute process with your bank.
How long does it take for a card to be removed?
The removal is when ready. Once you confirm the deletion, the card disappears from your account when ready and cannot be used for new purchases on Amazon.