Delete a card from Amazon in three steps

Go to your Amazon account, select Login & security from the menu, then choose Your payments. Find the card you want to remove, click the three dots next to it, and select Delete. Amazon will ask you to confirm; click Delete card again. The card is then removed from your account and cannot be used for future purchases.

You can delete any card stored on your account except the one currently set as your default payment method. If the card you want to remove is your default, you must first set a different card as default, then delete the original one.

Key Takeaways

  • You reach your saved cards through Login & security, then Your payments — not through a checkout page.
  • Amazon will not let you delete your default payment method until you assign a different card as the new default.
  • Deleting a card from Amazon does not affect your credit score or your relationship with your bank.
  • If you have an active Amazon Business account linked to your personal account, you may need to remove the card from both places.

Where to find your saved payment methods

Log into your Amazon account and hover over Account & Lists in the top right corner. Click Your Account, then scroll down to find Login & security. Once you click that section, it will expand to show several options including Your payments. Click on Your payments to see all cards currently saved to your account.

Each card will show the last four digits, the card type (Visa, Mastercard, American Express, or Discover), and the expiration date. If you have multiple cards, they will all appear in a list on this page.

Why you cannot delete your default payment method

Amazon requires you to have at least one valid payment method on file at all times. If you try to delete a card that is marked as your default, Amazon will show an error message saying you must set a different card as default first.

To work around this, click on a different card in your list and look for an option to Set as default or a similar button. Once that card becomes your default, you can then go back and delete the original card. If you only have one card saved and want to remove it, you will need to add a new card first, set it as default, and then delete the old one.

What happens after you delete a card

Once deleted, the card cannot be used for any new Amazon purchases. If you have an active subscription (such as Prime membership or a Subscribe & Save order), Amazon will attempt to charge your new default payment method on the next billing date. You should verify that your default card is the one you want to use for recurring charges.

Deleting a card from Amazon does not cancel any orders already placed with that card, and it does not affect your credit report or credit score. Your bank will not be notified of the deletion. If you later want to use that card again on Amazon, you can add it back by going to Your payments and selecting Add a payment method.

Removing cards from Amazon Business

If you have an Amazon Business account linked to your personal Amazon account, you may have saved cards in both places. Deleting a card from your personal account does not automatically remove it from your Business account, and vice versa.

To remove a card from Amazon Business, log into your Business account, go to Account, then Account Settings, and look for Payment methods. The process is the same as your personal account: find the card, click the menu, and select delete. If you use the same card for both accounts and want to remove it entirely, you must delete it from both places separately.

Troubleshooting if you cannot delete a card

If you see an error message when trying to delete a card, the most common reason is that it is still set as your default payment method. Go back to your payment methods list, set a different card as default, and try again.

If you still cannot delete the card after changing your default, try logging out of Amazon completely, waiting a few minutes, and logging back in. Then navigate to Your payments again and attempt the deletion. If the problem persists, you can contact Amazon Customer Service through the Contact Us link at the bottom of any Amazon page and describe the issue. They can remove the card from your account on your behalf.

Frequently Asked Questions

Does deleting a card from Amazon hurt my credit?

No. Removing a card from your Amazon account is purely an account management action and does not affect your credit score or credit report. Your bank and credit card issuer are not notified of the deletion.

Can I delete a card if I have a pending order?

Yes, you can delete a card even if you have orders in progress. As long as the order has already been charged, the deletion will not affect it. If an order has not yet been charged and you delete the card used for that order, Amazon will attempt to charge your default payment method instead.

What if I accidentally deleted the wrong card?

You can add the card back to your account at any time. Go to Your payments, click Add a payment method, and enter the card details again. Amazon will recognize it as a card you have used before, and it will be restored to your account.

Do I need to delete old cards when they expire?

You do not have to delete expired cards manually. Amazon will automatically mark them as expired and prevent them from being used. However, you can delete them if you want to keep your payment methods list clean. If an expired card is your default, you must set a new default before deleting it.

Can someone else delete my cards if they have access to my account?

Yes. Anyone who can log into your Amazon account can access your payment methods and delete cards. This is why it is important to use a strong, unique password and enable two-factor authentication on your account. You can check your login activity and sign out other sessions from the Login & security page.