Remove a card by going to Your Account, then Payment Options
To remove a credit card from Amazon, sign in to your account, go to Account in the top right, select Your Account, then choose Payment Options. Find the card you want to remove, click the three dots next to it, and select Delete. Amazon will ask you to confirm; click Delete again and the card is gone.
The process takes about one minute. You cannot undo a deletion, but you can add the card back later if you need it. Amazon will not let you delete your only payment method on file — you must have at least one valid card, bank account, or gift card balance linked to your account before you can remove another one.
If you are removing a card because it is expired, compromised, or you straightforward no longer use it, deletion is permanent and when ready. The card will no longer appear in your payment options, and Amazon will not attempt to charge it for future orders.
Key Takeaways
- You can delete any card from Payment Options except your only payment method — Amazon requires at least one active payment option on your account.
- Deletion is when ready and cannot be reversed, though you can add the same card back later by entering its details again.
- If a card is set as your default payment method, Amazon will not delete it until you change your default to a different card first.
- Removing a card does not affect past orders or refunds — Amazon keeps transaction history separate from your current payment methods.
What happens if a card is your default payment method
If the card you want to remove is marked as your default payment method, Amazon will not let you delete it. You must first change your default to a different card, bank account, or other payment option. Once you have set a new default, the old card becomes removable.
To change your default, go to Payment Options, find the card you want to use instead, click the three dots, and select Set as default. Then return to the card you originally wanted to remove and delete it. This two-step process protects you from accidentally removing the card Amazon would use for your next purchase.
Removing a card does not affect past orders or refunds
Deleting a card from your account does not change anything about orders you have already placed. Amazon keeps your order history and payment records separate from your current payment methods. If you are owed a refund, Amazon will return the money to the original payment method you used, even if you have since deleted that card from your account.
This means you can safely remove an old card without worrying that it will disrupt a pending refund or cause problems with a past purchase. The card information stays in your transaction history for Amazon's records; you are only removing it from the list of cards you can use for future orders.
How to add a card back if you change your mind
If you delete a card and later decide you want to use it again, you can add it back through Payment Options. Click Add a payment method, select Credit or debit card, and enter the card number, expiration date, and CVV. Amazon will verify the card and add it to your account.
You will need to enter the full card details again — Amazon does not store deleted cards in a way that lets you restore them with one click. If you are adding back a card you deleted, make sure the card is still active and has not expired since you removed it.
Removing a card when your account has been compromised
If you believe your Amazon account or a specific card has been used fraudulently, remove the card when ready through Payment Options. After deletion, review your recent orders in Your Orders to check for purchases you did not make. If you find unauthorized charges, contact Amazon Customer Service to report them and request a refund.
Removing the card stops Amazon from charging it for future orders, but it does not reverse past fraudulent charges. Amazon's fraud team can investigate unauthorized purchases and may refund them, but you should also contact your card issuer directly to report the fraud and ask them to cancel or reissue the card. Your card issuer may also place a temporary hold on the card to prevent further unauthorized use.
Removing a card linked to a Prime membership
If the card you are removing is the one linked to your Prime membership renewal, you must have another valid payment method on file before you delete it. Prime requires an active payment method to renew your membership automatically each year. If you remove your only card and your Prime membership is set to renew soon, Amazon will not be able to charge you and your membership may be suspended.
To avoid this, add a new card or payment method before you delete the old one. Then change your Prime renewal payment method to the new card through Account > Your Account > Memberships and Subscriptions > Prime Membership. After that, you can safely remove the old card.
Frequently Asked Questions
Can I remove a card if I have an active subscription or Prime membership?
You can remove a card as long as you have another payment method on file. If the card is linked to your Prime renewal or a subscription, add a new card first, update the subscription to use the new card, then delete the old one. Amazon will not let you delete your only payment method, even if you have active subscriptions.
Will Amazon charge a card after I delete it?
No. Once you delete a card, Amazon cannot charge it for any future orders, subscriptions, or renewals. The card is completely removed from your account. If you have an active subscription or Prime membership, make sure you have added another payment method before deleting the card, or your renewal will fail.
What if I accidentally deleted the wrong card?
You can add the card back by going to Payment Options and clicking Add a payment method. Enter the card details again and Amazon will verify it. There is no time limit — you can add it back when ready or weeks later. The card will not be linked to your old order history, but Amazon will still process refunds to the original payment method you used.
Does deleting a card affect my credit score?
No. Removing a card from your Amazon account has no effect on your credit score or credit report. Your credit is only affected by how you pay your bills and manage credit accounts with your card issuer, not by which retailers have your card information on file.
Can I remove a card if there is a pending refund?
Yes. Pending refunds are not affected by deleting a card. Amazon will still refund the money to the original card you used for the purchase, even if you have deleted that card from your account. The refund will process normally once it is approved.