You can delete a credit card from Amazon in your account settings in under a minute

Go to Your Account in the top right corner of Amazon.com, select Your Account again from the dropdown, then choose Login & security. Scroll to Manage your payment options and click Edit. Find the card you want to remove and select Delete next to it. Amazon will ask you to confirm — click Delete again, and the card is gone from your account.

You can delete any card except the one set as your default payment method. If the card you want to remove is your default, you must first set a different card as default, then delete the original one. Amazon keeps the deletion on file and won't charge that card again, even if someone tries to use your account.

Key Takeaways

  • The fastest route is Your Account > Login & security > Manage your payment options > Edit, then Delete next to the card you want to remove.
  • You cannot delete your default payment method without first setting a different card as the default.
  • Deleting a card from Amazon does not close the card itself or affect your credit — it only removes it from your Amazon account.
  • If you delete a card by mistake, you can add it back by going to Manage your payment options and selecting Add a payment method.

Why you might want to delete a card from Amazon

The most common reason is security. If your card number was compromised, you issued a new card with a different number, or you closed the account, removing the old card from Amazon prevents accidental charges. Amazon will not attempt to use a deleted card even if it's still linked to an old order or subscription.

You may also delete a card straightforward because you no longer use it. Removing cards you don't plan to use keeps your payment options list clean and makes checkout faster — you'll see only the cards you actually want to choose from.

How to set a different card as your default first

If the card you want to delete is currently your default payment method, Amazon will not let you remove it until you pick a replacement. Go to Your Account > Login & security > Manage your payment options > Edit. Find the card you want to use instead and click Set as default next to it.

Once the new card is set as default, go back to the same screen, find the old card, and click Delete. The system will now allow the deletion because you have another payment method on file.

What happens after you delete a card

Amazon removes the card from your account when ready. You will no longer see it in your payment options at checkout, and Amazon will not attempt to charge it for any new purchases or renewals. If you have an active subscription or a pre-order on that card, Amazon will use your new default payment method instead when the charge is due.

Deleting a card from Amazon does not affect the card itself. The card remains open (unless you closed it with your bank), your credit limit is unchanged, and your credit report is unaffected. You can still use the card anywhere else — deletion only removes it from Amazon's system.

If you delete a card by mistake

You can add the card back to your account at any time. Go to Your Account > Login & security > Manage your payment options > Edit, then select Add a payment method. Enter the card number, expiration date, and CVV again. Amazon will recognize it as a card you've used before, and it will be restored to your account with the same name and billing address you used originally.

If you added the card back and it's not appearing in your payment options, wait a few minutes for the system to process the addition. If it still doesn't show up after 10 minutes, try logging out and back in, or clear your browser cache and refresh the page.

Deleting a card linked to Prime or other subscriptions

If the card you're deleting is linked to an active Prime membership, Amazon Music subscription, or Kindle Unlimited, the subscription will not cancel. Instead, Amazon will charge your new default payment method when the next billing date arrives. Make sure you have set a different card as default before deleting the old one, or your subscription may fail to renew.

If you want to cancel a subscription entirely rather than just remove the card, go to Your Account > Memberships and subscriptions, find the subscription, and select Cancel membership or Cancel subscription. This step is separate from deleting the card.

Frequently Asked Questions

Can I delete a card if I have an unpaid balance on it?

Yes. Deleting a card from Amazon does not affect any balance you owe to your credit card company. The deletion only removes the card from your Amazon account. You still owe the balance to your bank or card issuer, and they will continue to send you statements and payment reminders.

Will deleting a card stop Amazon from charging it?

Yes. Once deleted, Amazon will not charge that card for any reason — new purchases, subscriptions, or pre-orders. If you have an active subscription, Amazon will switch to your default payment method on the next billing date.

What if I see a card in my payment options that I don't recognize?

Delete it when ready. Go to Your Account > Login & security > Manage your payment options > Edit, then click Delete next to the unfamiliar card. If you did not add it yourself, change your Amazon password right away and check your recent orders for unauthorized purchases.

Can I delete a card from the Amazon app instead of the website?

Yes. Open the Amazon app, tap the menu icon (three horizontal lines), go to Your Account, select Login & security, then Manage your payment options. The steps are the same as on the website.